Sign up with Simplii and get up to a $480 Bonus

Use the “Get Started” referral button to see current offer and get up to a $430 bonus! See below for more details.

You will earn a $50 referral bonus when you deposit at least $100 in a No Fee Chequing Account or High Interest Savings. An additional $430 in offers are also available.

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ABOUT

All the perks, none of the fees

Life’s always busy and you work hard every day for your money — it’s time for your bank account to do the same.

Banking made simple

Bank anytime, anywhere. Manage your money online, on your phone or at any CIBC ATM with no monthly fees.

No-fee daily banking

Keep things simple and enjoy no-fee daily banking without a minimum balance. 

Load up on special offers

Get the most out of your banking with special perks.

About Simplii Financial

Simplii Financial is a Canadian bank and the digital banking division of CIBC (Canadian Imperial Bank of Commerce). It offers a range of no-fee banking services, including chequing and savings accounts, credit cards, and investment products like GICs and mortgages. 

Simplii Financial is known for its online and mobile banking platform, which provides a convenient way for customers to manage their finances. 

They began operations in 2017, and now have almost two million clients that do their personal banking with them. 

When you sign up you can earn up to $480 is new user bonuses.

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Invest in knowledge

Everything you need
in one package

Simplii Financial Benefits

  • No monthly account fees and no minimum balance required
  • Enjoy unlimited debit purchases, bill payments and withdrawals.
  • Free access to over 3,400 CIBC ATMs across Canada
  • Easy and Convenient Mobile App for banking on the go
  • Overdraft Protection
  • Up to $480 in bonuses when you sign up with a referral
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Everyday banking made simple

Completing your daily transactions through digital banking is not only convenient, fast and safe, but also easier than you might think.

Common Questions

Simplii Financial is a trademark and division of CIBC. Banking products and services branded Simplii Financial are offered by CIBC.

Simplii Financial products and services aren’t available in Quebec.

When you use the “Get Started” button on this page you will earn $50 when open a No Fee Chequing Account, High Interest Savings Account, Personal Line of Credit or Cash Back Visa Card.

Note, you must deposit at least $100 in a No Fee Chequing Account or High Interest Savings Account within six months after account opening, and keep $100 or more in the account for at least 30 days. OR; Use or spend $100 on your Cash Back Visa Card or Personal Line of Credit within six months after opening the account.

There are multiple ways to make a deposit into your account.

You can deposit cash and cheques into your chequing account at any CIBC ATM that accepts deposits.

You can also deposit cheques through the Simplii Mobile Banking app.

Yes, Simplii Financial deposits are held by CIBC, a member of Canada Deposit Insurance Corporation (CDIC).

You will get your $50 cash bonus 30 business days after you meet the conditions of the Refer a Friend offer, and your $300 cash bonus 3 business days after you meet the conditions of the No Fee Chequing Account offer.

A simple way to bank

Online or on your phone, Simplii makes it easy to manage your money.

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Other Great Offers

CIBC Student Offer

Sign up and get a $75 bonus.

If you are a student and wanting to open a CIBC account. Sign up with the referral below and get a $75 bonus

CIBC Newcomer Offer

Sign up and get a $75 bonus.

If you are a newcomer to Canada and wanting to open a CIBC account. Sign up with the referral below and get a $75 bonus

CIBC Student
CIBC Newcomer

Conditions: Must signup with referral link on this page to receive the signup bonus amount